OKCards Terms & Conditions

01 Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and OKCards ("OKCards," "we," "us," or "our") governing your access to and use of the OKCards online gaming platform, including all games, features, content, and services available at okcards.app and through the OKCards mobile application.

By accessing the OKCards platform, creating an account, making a deposit, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, each of which is incorporated herein by reference.

If you do not agree to any part of these Terms, you must immediately cease using the OKCards platform and close your account. OKCards reserves the right to modify these Terms at any time. Continued use of the platform following notification of any changes constitutes your acceptance of the updated Terms.

02 Eligibility

To register and maintain an account on OKCards, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. This age requirement is mandated by Philippine gaming regulations and is strictly enforced by OKCards.
• You must be a natural person. Corporate entities, trusts, and other non-individual legal persons are not permitted to hold OKCards accounts.
• You must be accessing OKCards from a jurisdiction where online gaming is lawful. It is your sole responsibility to ensure that your use of OKCards complies with the laws applicable in your location.
• You must not be a current employee, contractor, director, officer, or agent of OKCards, nor an immediate family member of any such person.
• You must not have been previously excluded or banned from OKCards or any affiliated platform.
• You must not be subject to any self-exclusion order or voluntary exclusion agreement that would prohibit your participation in online gaming.

OKCards reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents within the timeframe specified by OKCards may result in account suspension and withholding of funds pending verification.

03 Account Registration

To access real-money gaming on OKCards, you must complete the registration process and create a verified account. During registration, you agree to provide accurate, current, and complete information, including your full legal name, date of birth, residential address, and valid contact details.

You are responsible for maintaining the confidentiality of your OKCards account credentials, including your username and password. You must not share your login details with any third party. OKCards will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to keep your credentials secure.

Each player is permitted to register and maintain only one OKCards account. If OKCards discovers that a player holds multiple accounts, OKCards reserves the right to:

• Immediately close all duplicate accounts;
• Void any bets placed from duplicate accounts;
• Forfeit any winnings or bonuses accumulated across duplicate accounts;
• Permanently ban the player from the OKCards platform.

OKCards may require players to complete Know Your Customer (KYC) verification procedures before processing withdrawals or at any other time deemed necessary. KYC documents may include a government-issued photo ID, proof of address, and proof of payment method ownership.

04 Deposits & Withdrawals

OKCards supports deposits and withdrawals via GCash, PayMaya, BPI, BDO, Metrobank, and other payment methods as made available on the platform from time to time. All transactions are denominated in Philippine Peso (PHP / ₱).

The minimum deposit amount on OKCards is ₱100. Minimum and maximum withdrawal amounts are displayed within your OKCards account dashboard and may vary depending on the payment method selected.

All funds deposited into your OKCards account must originate from a payment method registered in your own name. OKCards does not accept deposits from third-party payment sources. Any deposit identified as originating from a third party may be reversed and the account suspended pending investigation.

Withdrawal requests are subject to the following conditions:

• Your OKCards account must be fully verified before your first withdrawal is processed.
• Any active bonus funds must satisfy applicable wagering requirements before the associated balance becomes eligible for withdrawal.
• OKCards reserves the right to conduct additional security checks before processing any withdrawal request.
• Withdrawals will be returned to the same payment method used for the original deposit where technically possible.
• OKCards does not charge standard processing fees on deposits or withdrawals, though your payment provider may apply their own charges.

05 Bonuses & Promotions

OKCards offers various bonuses and promotional offers to eligible players from time to time. All bonuses are subject to the specific terms and conditions published alongside each promotion, which form part of these Terms when accepted by the player.

General bonus conditions applicable across all OKCards promotions include:

• Bonuses are available to eligible registered players only. OKCards reserves the right to determine eligibility at its sole discretion.
• Each promotion may only be claimed once per player, per household, per device, and per IP address, unless otherwise stated.
• Bonus funds are credited to a separate bonus wallet and are subject to wagering requirements before they may be converted to withdrawable cash.
• OKCards reserves the right to withdraw, modify, or cancel any bonus or promotion at any time without prior notice.
• Any attempt to abuse, exploit, or manipulate bonus offers — including through the use of multiple accounts, coordinated play, or any other method — will result in forfeiture of the bonus and may result in permanent account closure.
• Bonuses have an expiry period as specified in the individual promotion terms. Expired bonus funds are automatically removed from the player's account.

OKCards takes bonus abuse seriously. Players found to be exploiting promotional offers will have their accounts reviewed and may face suspension or permanent closure without prior warning.

06 Game Rules & Fairness

All games available on the OKCards platform operate according to their individual game rules, which are accessible within each game interface. By placing a wager on any OKCards game, you confirm that you have read and understood the applicable game rules.

OKCards is committed to providing a fair gaming environment. Games on the OKCards platform use certified random number generation (RNG) technology to ensure that all outcomes are random, unbiased, and independent of previous results.

In the event of a discrepancy between the result displayed on your device and the result recorded on OKCards servers, the server-side record shall be the definitive and binding result. OKCards server logs constitute the official record of all game outcomes and transactions.

OKCards reserves the right to void any bet or game round where:

• A technical malfunction or error has affected the integrity of the game outcome;
• The bet was placed in error or in circumstances that OKCards reasonably believes constitute an attempt to exploit a system error;
• The game was played in violation of these Terms or the applicable game rules.

Return-to-Player (RTP) percentages for individual games are available within the game information panels. These figures represent theoretical long-term averages and do not guarantee specific outcomes for individual sessions.

07 Prohibited Conduct

The following conduct is strictly prohibited on the OKCards platform. Engaging in any prohibited conduct may result in immediate account suspension, permanent closure, forfeiture of funds, and referral to relevant law enforcement authorities where appropriate.

• Fraud and Misrepresentation: Providing false, inaccurate, or misleading information during registration or at any other time.
• Money Laundering: Using OKCards for any purpose related to money laundering, terrorist financing, or any other financial crime.
• Collusion: Coordinating with other players to gain an unfair advantage in any game.
• Cheating: Using any software, tool, bot, script, or other automated means to interact with OKCards games or systems.
• Chargebacks: Initiating unauthorized chargebacks or payment reversals with your payment provider.
• Account Sharing: Allowing any third party to access or use your OKCards account.
• Underage Access: Attempting to access OKCards while under 21 years of age, or facilitating access by a minor.
• Harassment: Engaging in abusive, threatening, or harassing behavior toward OKCards staff or other players.

08 Responsible Gaming

OKCards is committed to promoting responsible gaming and maintaining a safe, enjoyable environment for all players. We recognize that for some individuals, gambling can become problematic, and we take our duty of care seriously.

OKCards provides the following responsible gaming tools, accessible directly from your account settings:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your OKCards account.
• Session Time Limits: Set reminders or hard limits on the duration of your gaming sessions.
• Loss Limits: Restrict the amount you can lose within a defined period.
• Cooling-Off Period: Take a temporary break from gaming for a defined period of between 24 hours and 6 weeks.
• Self-Exclusion: Permanently or indefinitely exclude yourself from the OKCards platform. Self-exclusion requests are processed promptly and cannot be reversed during the exclusion period.

If you are concerned about your gaming habits or those of someone you know, we encourage you to seek support. OKCards supports responsible gaming in alignment with PAGCOR guidelines and encourages players to reach out to appropriate support organizations if needed.

For more detailed information on our responsible gaming framework, please visit our Responsible Gaming page.

09 Intellectual Property

All content on the OKCards platform — including but not limited to software, game content, graphics, logos, trademarks, text, audio, video, and the overall look and feel of the platform — is the exclusive property of OKCards or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the OKCards platform solely for your personal, non-commercial entertainment purposes. This license does not permit you to:

• Copy, reproduce, distribute, or publicly display any OKCards content without prior written consent;
• Modify, adapt, translate, or create derivative works based on OKCards content;
• Reverse engineer, decompile, or disassemble any OKCards software;
• Use OKCards trademarks, logos, or branding in any manner without express written authorization.

Any unauthorized use of OKCards intellectual property may result in legal action. OKCards actively monitors for infringement and will enforce its intellectual property rights to the fullest extent permitted by law.

10 Limitation of Liability

To the maximum extent permitted by applicable law, OKCards shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the OKCards platform, including but not limited to loss of winnings, loss of data, loss of goodwill, or interruption of service.

OKCards does not warrant that the platform will be available at all times, free from errors, or free from viruses or other harmful components. OKCards will use reasonable efforts to maintain platform availability but does not guarantee uninterrupted access.

In jurisdictions where limitation of liability is restricted by law, OKCards' liability shall be limited to the maximum extent permitted. Nothing in these Terms shall exclude or limit OKCards' liability for fraud, gross negligence, or any other liability that cannot be excluded by law.

11 Privacy & Data

OKCards collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using OKCards, you consent to the collection and processing of your personal data as described in the Privacy Policy.

OKCards implements industry-standard security measures to protect your personal and financial data. However, no method of electronic transmission or storage is completely secure, and OKCards cannot guarantee absolute data security.

OKCards may be required to disclose player information to regulatory authorities, law enforcement agencies, or other third parties as required by applicable Philippine law. Such disclosures will be made in compliance with legal obligations and, where permitted, with prior notice to the affected player.

For full details on how OKCards handles your personal data, please review our Privacy Policy.

12 Amendments to Terms

OKCards reserves the right to amend, update, or replace these Terms at any time. When material changes are made, OKCards will notify registered players via email or through a prominent notice on the platform prior to the changes taking effect.

It is your responsibility to review these Terms periodically. The date of the most recent revision is displayed at the top of this page. Your continued use of the OKCards platform following the effective date of any amendments constitutes your acceptance of the revised Terms.

If you do not agree to any amended Terms, you must cease using OKCards and may request account closure by contacting our support team.

13 Governing Law & Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute arising out of or in connection with these Terms or your use of OKCards, the parties agree to first attempt to resolve the matter through good-faith negotiation. Players may contact OKCards support to initiate the dispute resolution process.

If a dispute cannot be resolved through negotiation within thirty (30) days, the matter shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.

OKCards operates in compliance with applicable Philippine gaming regulations. Players who believe OKCards has acted in breach of applicable regulations may also raise concerns with the relevant Philippine regulatory authority.

14 Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions or your OKCards account, please contact our support team. OKCards support is available 24 hours a day, 7 days a week.

You may reach OKCards support through the following channel:

For responsible gaming support and self-exclusion requests, please visit our Responsible Gaming page for dedicated assistance.